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Auto Loans

APR1 as low as

2.49%

Certificates of Deposit

APY2 up to

2.50%

Checking Accounts

APY2 up to

1.00%

Personal Loans

APR1 as low as

5.74%

Join TDECU and experience the credit union difference

Last year our Members saved $37.4 million in lower rates and fees.
Tired of waiting for your paycheck to appear in your checking account?

Get paid up to two days early with direct deposit!3

BUC-EE’S PLATINUM MASTERCARD®
Join in on the savings

As a Buc-ee’s Platinum Mastercard® cardholder, you will receive great benefits, including:

  • 5% discount in-store and at the pump at Buc‑ee’s6
  • 0% introductory APR3
  • No annual fees
Learn More

Auto Loans
Get moving

Take the stress out of the vehicle buying process with a TDECU auto loan.

Our loan options include:

  • Rates starting at 2.49% APR1
  • No payments for 90 days4
  • No money down options available
Learn More

REFINANCE YOUR AUTO LOAN
Love your car and your loan terms

Cruise toward a Refinance with TDECU4 and lower your monthly car payment today!

  • APR1 as low as 2.49%
  • No payments for 90 days5
  • APR discount for recurring
    direct deposit
Apply Now

Personal Loans
Take your finances personally

Get the cash you need at rates lower than most credit cards:

  • Borrow up to $50,000
  • Rates as low as 5.74% APR1
  • No fees or early payoff penalties
Learn More

Digital Banking
Banking in your pocket

With TDECU Digital Banking, you can:

Download TDECU App on the App Store Download TDECU app on Google Play
Digital Banking mobile account view
Ready to manage your finances on the go?

TDECU Digital Banking offers secure and convenient banking from anywhere, at anytime.

Ready to manage your finances on the go?

Enroll now and enjoy the benefits of secure and convenient banking from anywhere, at anytime.

Can't find what you're looking for?

Try our search below.

1 APR = Annual Percentage Rate. Rates, terms, and conditions subject to change. Credit approval required.
2 APY = Annual Percentage Yield
3 Introductory rate good until the first day of the billing cycle that includes the six-month anniversary date of the opening of your account.
4 Interest will be charged to your account from the original loan date on the unpaid balance during the 90-day payment deferral period. Loan-to-Value must be less than 125% and a minimum credit score of 660 is required to qualify for the deferred payment option.
6 Buc-ee’s fuel and in-store discount offer is available at participating locations, subject to end without notice, and is not valid with other discounts. Other restrictions may apply.

1 APR = Annual Percentage Rate. Rates, terms, and offer subject to change without notice.
2 APY = Annual Percentage Yield
3 Faster access to funds is based on a comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct Deposit and earlier availability of funds are subject to payer’s support of the feature and timing of payer’s submission of deposits. We generally post such deposits on the day they are received which may be up to 2 days earlier than the payer’s scheduled payment date. Exceptions may apply.
4 Existing TDECU loans are ineligible for refinancing.
5 Interest will be charged to your account from the original loan date on the unpaid balance during the 90-day payment deferral period. Loan-to-Value must be less than 125% and a minimum credit score of 660 is required to qualify for the deferred payment option.
Advertised 2.49% APR is the lowest rate offered for a 48-month term and includes a 0.25% discount for recurring direct deposit of $250 or more. Rate determined by loan term and credit score. Terms of repayment: A $15,000 loan with a 48-month term at 2.49% APR equals a $328.64 monthly payment. Credit approval required. Minimum auto refinance loan amount is $3,000. Not available for commercial vehicle classifications. Other terms/conditions apply; contact TDECU for details.
6 Buc-ee’s fuel and in-store discount offer is available at participating locations, subject to end without notice, and is not valid with other discounts. Other restrictions may apply.

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